Recover What Is Rightfully Yours — Professionally & Legally.

Lahema Debt Recovery helps businesses, institutions, and property owners recover outstanding debts through structured, ethical, and technology-driven recovery systems.

Secure Client Portal

Legal & Compliant Process

Transparent Recovery Tracking

Commercial Debt Collection | Bank & Loan Recovery | Personal Loans & Village Banking Collection | Debtor Tracing & Debt Recovery | Asset & Property Recovery | Rental Collection Services | Tenant Tracing & Rental Recover

About Us

Lahema Debt Recovery is a structured and compliance-driven recovery agency dedicated to helping businesses reclaim unpaid invoices, contractual debts, and outstanding balances efficiently and ethically.

We combine legal expertise, digital case tracking, automated communication systems, and professional negotiation strategies to deliver measurable recovery results.

+1k Customers

Services

Our Main Services

We provide structured and legally compliant debt recovery solutions designed to protect your reputation while delivering measurable results. 

Personal Loans & Village Banking Collection

We assist individual lenders and village banking groups in recovering personal and group-based loans respectfully and efficiently.

Asset & Property Recovery

We help recover unpaid balances or reclaim assets when payment agreements are not honored.

Commercial Debt Recovery

We help businesses recover outstanding payments from customers and clients who have delayed, partially paid, or completely defaulted on invoices.

Bank & Loan Recovery

We partner with financial institutions to recover unpaid loans quickly and professionally.

Fees & charges

There are no hidden fees or charges, and we will explain everything to you upfront.

Administrative & Operational Fees

Membership/File Fee – K2,000 per year
Logistics within Lusaka – K2,000
Logistics outside Lusaka – K15,000 (fuel and meals included)

Labour & Business Support Fees

Contract Formulation – K10,000
Labour Law Training – K20,000
Labour Dispute Resolution – K20,000
Employment Agency – K200/per person

Recovery & Collection Charges

Recovery Commission – Negotiable

How Our Process Works

Every step is carefully managed to ensure efficiency, compliance, and measurable results.

Step 1 – Submit Case

Provide debtor information and supporting documentation securely.

Step 2 – Assessment & Strategy

Our team evaluates and structures a recovery approach.

Step 3 – Professional Engagement

Negotiation, follow-ups, and structured communication begin.

Step 4 – Recovery & Reporting

Funds recovered and transparent updates provided via your dashboard.

Client Testimonials

“Lahema recovered what we had considered a lost invoice within months. Their process was structured and transparent.”
— Finance Director
“The client portal gave us real-time confidence in the process.”
— Property Manager
“Professional, compliant and results-driven.”
— Business Owner

Ready to Recover Your Funds?

Access your secure case management dashboard anytime.